Payment processing with a human face
We provide online payment processing services and consulting expertise for eCom acquirers under high tech standards and win-win strategy.
Benefits we offer
Operational prime cost is lower than 80% of market average
Our pricing policy is based on only transaction-based fees, so you can reduce your expenses with us.
Faster and cost-effective Visa/Mastercard payment project management
We provide a personalized approach to help you optimize your expenses and move faster to your goal.
High-risk transactions, digital payments/ DSRP, Visa Direct/Money send, Tap-to-phone payments, and all you can expect from processing 🙂
Implementation consulting and post-implementation support
We provide consulting services to ensure step-by-step guidance in the payment processing launch and 24/7 post-implementation support.
Go live within 3 months
We offer effective solutions in terms of technical integration with the payment system and modern Restful API with clear documentation.
Highly secure solution
Fault-tolerant IT infrastructure hosted in TIER III certified datacenters; PSD2 and GDPR-compliant.
Quick and free-of-charge merchant onboarding process
Acquirer can onboard merchants independently and as quickly as needed.
Convenient reporting system
We provide a full range of back office reports that are readable by both machines and humans.
Our agility and individual approach in action
Thousands euro saved on monthly fees
We completed an implementation project for Acquirer with Visa and Mastercard within just 3 months, so the client saved thousands of euros on monthly project fees.
Free integration project with Acquier
Our one-time setup fee is 20% lower than average.
We provide free integration between TechnoBridge & Acquirer for clients with 1,000,000 monthly transactions.
Complex problem-solving approaches
Since the payment processing is a whole chain of actions and participants, we solve problems on each level as efficiently as possible, interacting with every involved network member.
“We help you not only gain money but also save it. Explore how we do it!”
Schedule a demo to see and click our Back office interface and API integration!
What you avoid with us
Project delays and high fees
Non user friendly reports
Wasting time on long merchant boarding
Visa, Mastercard principal member in acquiring, Union Pay Acquiring Principal Member
Principal Member of Visa and Mastercard in issuing and acquiring
Regional Payment systems LLC – Visa associate member
Mastercard principal member in acquiring
Mastercard principal member in issuing and acquiring
Maybe you have any questions
What is an online payment processor?
An online payment processor is a connector between merchants, acquirers, issuers, and payment card systems in the process of financial transactions performed online. It may be any legal entity licensed to provide payment processing for online business as a Visa/Mastercard principal or affiliate member. These companies also provide software for transaction facilitation, support services, compliance advisory, and other related services that help to ensure trusted transactions. TechnoBridge is a pure example of a reliable payment/member service provider that offers both consulting expertise and top-notch processing services under a transparent pricing policy.
What is the difference between a payment gateway and a payment processor?
Both payment gateways and payment processors are key elements in the chain of financial transaction process. A payment gateway is a technology that serves as an analogue of the point-of-sale terminal system in the eCommerce environment. Payment gateways are integrated into the e-commerce platform through API. The payment gateway gathers, encrypts, and sends a user’s financial data to the merchant’s acquirer’s payment processing center. The payment processing provider manages all data rotation between all transaction participants to complete the online payment if it’s approved by the issuing bank.
How do online payment processors work?
To see how online payment processors work, we need to understand the whole online payment cycle: 1. A customer initiates the buying process through the online platform and fills in payment information through the payment gateway. 2. The payment gateway encrypts this information and sends it to the payment processor. 3. The processor sends an authorization request to the payment system, where authorization is approved from the card issuer's bank 4. When the acquirer closes the business day, they send batches with transactions for the day to the payment system for clearing. 5. Further, the issuing bank pays to the acquiring bank for the transactions performed, and the processor receives reports and settlements from the payment system, which it converts into a convenient format and transfers to the client. 6. The payment processing provider updates the transaction status via gateway: approved or declined, depending on the customer’s bank’s answer. 7. If approved, the merchant receives money and the customer sees confirmation of the successful purchase. 8. If declined due to lack of funds, currency conversion policies etc., customers see the denial status and can’t make the purchase. As you can see, the payment processor is involved in each stage of the transaction chain in e-commerce, from the first seconds of authorization to the provision of reports to the acquirer on settlements of transactions.